Blogue : Droit des assurances

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Les blogues de Miller Thomson abordent des points de droit canadien sous un angle plus informel. Découvrez les diverses perspectives de nos avocats.

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How “Guaranteed” is Guaranteed Replacement Cost? The Ontario Superior Court weighs in

8 décembre 2022 | Sean McGarry

One of the most important decisions homeowners have to make in purchasing their insurance is whether to seek “Guaranteed Replacement Cost” or “GRC”. GRC clauses act to ensure that a building is completely replaced even if the cost of that...

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BC Supreme Court determines whether a third-party claim can be commenced by way of a separate notice of civil claim

15 novembre 2022 | Karen L. Weslowski, Caitlin VanDuzer, Michelle Eng

Introduction In Prime Time (Abby Lane) Inc. v. DGBK Architects, 2022 BCSC 1799 (“Prime Time”), the BC Supreme Court answered the long-standing question of whether it is appropriate to commence a third-party claim by way of a separate notice of...

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British Columbia Court of Appeal clarifies the test for civil fraud in the insurance law context

3 novembre 2022 | Caitlin VanDuzer, Noah Robinson-Dunning

Introduction In Singh v Insurance Corporation of British Columbia, 2022 BCCA 320, the BC Court of Appeal reaffirmed the test for civil fraud in the insurance law context. Specifically, the court dismissed the defendants’ appeal, in which they argued that...

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Two insurers, a mutual policyholder, and the duty to defend

27 octobre 2022 | James D. Bromiley, Giovanni Giuga

Ontario Court of Appeal upholds Application Judge’s treatment of Property Report Evidence In AIG Insurance Company of Canada (“AIG”) v Lloyd’s Underwriters (“Lloyd’s”) (2022 ONCA 699), the Ontario Court of Appeal was tasked with answering “whether two insurers have a...

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BC Supreme Court considers the Insurance Act’s dispute resolution process

24 août 2022 | Caitlin VanDuzer, Baljinder Bains

Introduction In King v. Aviva Insurance Company of Canada, 2022 BCSC 973, the BC Supreme Court (the “Court”) held that Ms. Paula King (the « Insured ») could not opt out of the mandatory dispute resolution process (“DRP”) she had commenced pursuant...

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A foul ball to the head: No negligence established under the Occupier’s Liability Act

2 juin 2022 | Fareeha Qaiser, Caitlin VanDuzer

Introduction The British Columbia Court of Appeal, in Rivers v North Vancouver (District), 2021 BCCA 407, considered a negligence claim brought pursuant to the common law and British Columbia’s Occupiers Liability Act (the « Act »). In doing so, they clarified what...

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British Columbia Court of Appeal comments on the test for want for prosecution applications

30 mars 2022 | Fareeha Qaiser, Caitlin VanDuzer

Introduction The Court of Appeal for British Columbia (the “Court of Appeal”), in Drennan v Smith, 2022 BCCA 86,  provided significant commentary on want for prosecution applications and warned of possible changes to come. Mr. Tyler Drennan (the “Appellant”) appealed...

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The Supreme Court of Canada addresses promissory estoppel in the insurance context

29 novembre 2021 | Karen L. Weslowski, Caitlin VanDuzer

Introduction In the recent decision of Trial Lawyers Association of British Columbia v Royal & Sun Alliance Insurance Company of Canada, the Supreme Court of Canada considered the application of the doctrine of promissory estoppel in the context of a...

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Case Commentary: Nelson (City) v. Marchi, 2021 SCC 41 – The Supreme Court of Canada clarifies the distinction between core and non-core policy decisions

26 octobre 2021 | Karen L. Weslowski, Caitlin VanDuzer

Introduction In the recent decision of Nelson (City) v. Marchi, the Supreme Court of Canada clarified the law with respect to what constitutes a “core policy decision” rendering a government or public authority immune from liability.  In this particular case,...

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Henderson v. Northbridge General Insurance Corporation, 2021 BCSC 1841: The duty to defend claims alleging intentional acts

14 octobre 2021 | Karen L. Weslowski, Andrew Hefford

Introduction Recently, in the context of an alleged “shaken baby” claim, the Supreme Court of British Columbia considered whether an insurer had a duty to defend a claim against its insured arising from allegations framed in both negligence and assault. ...

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Les renseignements affichés sur ce blogue contiennent des points de droit variés fournis uniquement à des fins informatives et non commerciales. Ces renseignements ne constituent pas un avis juridique de la part de l’auteur. Nous mettons en garde les lecteurs de ne pas prendre de décision particulière sans avoir préalablement obtenu l’avis juridique d’un professionnel qualifié. Toute personne qui décide de prendre une décision en s’appuyant sur ces renseignements le fait à ses propres risques.