Accidental death benefits and virus transmission

Authored by Miller Thomson’s Helen D.K. Friedman

Few terms have garnered as much judicial consideration in the context of insurance coverage as the term “accident.” The common understanding of insurance is protection from unforeseen, unexpected or unintended events and their consequences. The grant of coverage under accidental death policies typically embraces loss caused by accident or accidental means (sometimes qualified by violent, sudden or external means).

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