{"id":6681,"date":"2024-06-25T14:36:18","date_gmt":"2024-06-25T18:36:18","guid":{"rendered":"https:\/\/www.millerthomson.com\/homeowner-protection-act-2024-new-freehold-home-10-day-cooling-off-period\/"},"modified":"2025-07-10T16:14:07","modified_gmt":"2025-07-10T20:14:07","slug":"homeowner-protection-act-2024-new-freehold-home-10-day-cooling-off-period","status":"publish","type":"post","link":"https:\/\/www.millerthomson.com\/en\/insights\/real-estate\/homeowner-protection-act-2024-new-freehold-home-10-day-cooling-off-period\/","title":{"rendered":"<i>Homeowner Protection Act, 2024<\/i>: New freehold home 10 day cooling-off period"},"content":{"rendered":"\n<p>This is a notice that the <em>Homeowner Protection Act, 2024<\/em> (the \u201c<strong>Act<\/strong>\u201d) has received Royal Assent, and is now in effect.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Overview<\/h2>\n\n\n\n<p>The Ontario government passed the Act on Thursday, June 6, 2024. The stated aim of the legislation is to strengthen protections for homeowners and buyers of new freehold homes. Notably, the Act introduces a 10-day cooling-off period for buyers of new freehold homes, in an effort to provide buyers time to review purchase agreements so that informed decisions are made.<\/p>\n\n\n\n<p>Although the Act came into force on June 6, 2024, certain provisions will only come into effect upon proclamation at a later date &#8211; including the new freehold home cooling-off period. <strong>Therefore, the cooling-off period for new freehold homes is yet to take effect. <\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The cooling-off period<\/h2>\n\n\n\n<p>Once the cooling-off period for new freehold homes comes into force, purchasers will be able to rescind their purchase agreement within 10 days of receiving the latest of: the fully executed agreement of purchase and sale, all prescribed information relating to the purchase, the fulfillment of any requirements set out by the prescribed documents.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Uncertainty and what is to come<\/h2>\n\n\n\n<p>The &#8220;prescribed&#8221; information and requirements set out in the amendments, found in &#8220;Schedule 1&#8221; to the Act, are not described or identified. It is therefore anticipated that the Government will introduce regulations similar to those introduced upon enactment of the three-day cooling-off period in British Columbia,&nbsp; to expand on these provisions and clarify areas of uncertainty. Currently, the cooling-off period under Ontario\u2019s <em>Condominium Act, 1998<\/em> begins once the purchaser receives (1) the disclosure statement, (2) the condominium guide, and (3) the fully executed agreement of purchase and sale. A similar approach accompanied by guiding regulations are expected with respect to new freehold homes in Ontario in the coming months.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Resources<\/h2>\n\n\n\n<p>Homeowner Protection Act, 2024: <a href=\"https:\/\/www.ontario.ca\/laws\/statute\/s24018\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ontario.ca\/laws\/statute\/s24018<\/a><\/p>\n\n\n\n<p>Condominium Act, 1998: <a href=\"https:\/\/www.ontario.ca\/laws\/statute\/98c19#BK174\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ontario.ca\/laws\/statute\/98c19#BK174<\/a><\/p>\n\n\n\n<p>Proclamation Tracker: <a href=\"https:\/\/www.ontario.ca\/laws\/proclamations\" target=\"_blank\" rel=\"noopener\">https:\/\/www.ontario.ca\/laws\/proclamations<\/a><\/p>\n\n\n\n<p>Stay tuned for our upcoming in-depth article on the <em>Homeowner Protection Act, 2024<\/em>!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This is a notice that the Homeowner Protection Act, 2024 (the \u201cAct\u201d) has received Royal Assent, and is now in effect. Overview The Ontario government passed the Act on Thursday, June 6, 2024. The stated aim of the legislation is to strengthen protections for homeowners and buyers of new freehold homes. Notably, the Act introduces [&hellip;]<\/p>\n","protected":false},"author":86,"featured_media":14383,"parent":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[566],"insight-format":[416],"class_list":["post-6681","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Homeowner Protection Act, 2024: New freehold home 10 day cooling-off period | Miller Thomson<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.millerthomson.com\/en\/insights\/real-estate\/homeowner-protection-act-2024-new-freehold-home-10-day-cooling-off-period\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Homeowner Protection Act, 2024: New freehold home 10 day cooling-off period | Miller Thomson\" \/>\n<meta property=\"og:description\" content=\"This is a notice that the Homeowner Protection Act, 2024 (the \u201cAct\u201d) has received Royal Assent, and is now in effect. Overview The Ontario government passed the Act on Thursday, June 6, 2024. The stated aim of the legislation is to strengthen protections for homeowners and buyers of new freehold homes. Notably, the Act introduces [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.millerthomson.com\/en\/insights\/real-estate\/homeowner-protection-act-2024-new-freehold-home-10-day-cooling-off-period\/\" \/>\n<meta property=\"og:site_name\" content=\"Miller Thomson\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/MillerThomsonLaw\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-25T18:36:18+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-10T20:14:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Insights_Real-Estate_Post-Image.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1776\" \/>\n\t<meta property=\"og:image:height\" content=\"994\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Nyeisha Murray\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" 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