{"id":38966,"date":"2025-09-26T10:00:03","date_gmt":"2025-09-26T14:00:03","guid":{"rendered":"https:\/\/www.millerthomson.com\/?p=38966"},"modified":"2025-12-10T10:58:46","modified_gmt":"2025-12-10T15:58:46","slug":"proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know","status":"publish","type":"post","link":"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/","title":{"rendered":"Proposed new federal rules may ban large cash donations: What charities and non-profits need to know"},"content":{"rendered":"\n<p><em>Update: On November 4, 2025, the Government of Canada tabled the 2025 Federal Budget, which confirms the Government\u2019s intention to extend anti-money laundering prohibitions to donations. Please refer to our <a href=\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/understanding-the-2025-federal-budget-implications-for-canadian-charities-and-non-profits\/\">special 2025 Federal Budget issue<\/a> for more details.<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>Proposed amendments to federal anti-money laundering legislation could soon change how charities and non-profits receive and manage cash donations.<\/p>\n\n\n\n<p>Introduced by the federal government, <a href=\"https:\/\/www.parl.ca\/DocumentViewer\/en\/45-1\/bill\/C-2\/first-reading\">Bill C-2<\/a>, also known as the <em>Strong Borders Act<\/em>, proposes significant amendments to the <a href=\"https:\/\/www.canlii.org\/en\/ca\/laws\/stat\/sc-2000-c-17\/latest\/sc-2000-c-17.html\"><em>Proceeds of Crime (Money Laundering) and Terrorist Financing Act<\/em><\/a><em> <\/em>(the \u201cAct\u201d).<\/p>\n\n\n\n<p>While intended to curb financial crime, these measures could create real-world compliance challenges for organizations that rely on cash fundraising methods, including community events, collection plates, and volunteer-led campaigns.<\/p>\n\n\n\n<p>With consultations underway and Bill C-2 moving through Parliament (first reading on June 3, 2025, and second reading in progress), now is the time for charities and non-profits to understand the implications, prepare for stricter rules, and adapt internal processes accordingly<strong>.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Two key measures in Bill C-2 that will impact charities and non-profits<\/h2>\n\n\n\n<p>Bill C-2 proposes two major anti-money laundering measures that will affect charities and non-profits:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>a broad prohibition on cash transactions of over $10,000; and<\/li>\n\n\n\n<li>restrictions on third-party cash deposits accepted by banks.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">Prohibition on large cash donations<\/h2>\n\n\n\n<p>Bill C-2 proposes adding the following new provision to the Act:<\/p>\n\n\n<p style=\"padding-left: 40px;\"><em>77.5(1) Every person or entity that is engaged in a business, a profession or the solicitation of charitable financial donations from the public commits an offence if the person or entity accepts a cash payment, donation or deposit of $10,000 or more in a single transaction or in a prescribed series of related transactions that total $10,000 or more.<\/em><\/p>\n\n\n<p>The proposed punishment for an organization that accepts a large cash donation in violation of this provision is a fine (of an unspecified amount) upon summary conviction, or a fine of not more than three times the amount of the donation accepted upon conviction on indictment.<\/p>\n\n\n\n<p>Although the proposed new subsection 77.5(1) specifically refers to \u201ccharitable\u201d donations, the Department of Finance clarified during consultations with representatives from the non-profit sector that the policy intent is for the restriction to apply to all cash donations, including those made to non-charitable entities (e.g., non-profits).<\/p>\n\n\n\n<p>While opportunities to launder funds through donations are limited (particularly in instances where a donation receipt is not issued), the Department of Finance suggested that exempting certain sectors or organizations could make them more attractive to money launderers and therefore potential targets for increased criminal activity.<\/p>\n\n\n\n<p>Certain sub-sectors of the charitable and non-profit sectors deal frequently with cash donations. For example, small charities and non-profits may carry out cash fundraisers (such as bake sales), and places of worship often collect cash donations from their congregations. It is possible that the cumulative amount of cash collected from multiple donors in these scenarios could exceed $10,000.<\/p>\n\n\n\n<p>The Department of Finance advised that the intention is not for these scenarios to be caught under the prohibition on &#8220;a prescribed series of related transactions that total $10,000 or more.\u201d Instead, this prohibition is meant to capture situations where it is obvious that a person is providing cash in multiple instalments in a deliberate attempt to avoid triggering the $10,000 threshold.<\/p>\n\n\n\n<p>The details of what constitutes a \u201cprescribed series\u201d of transactions will be set out in regulations. It is not yet clear what will be expected of charities and non-profits to verify that cash donations come from multiple donors and do not constitute a prescribed series of transactions.<\/p>\n\n\n\n<p>Of course, alternatives to cash donations that leave a paper trial (including payments by cheque, credit card, debit card, wire transfer, e-transfer, etc.) will continue to be permitted, regardless of the amount.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Restrictions on third-party cash deposits<\/h2>\n\n\n\n<p>Bill C-2 also proposes a restriction on third-party cash deposits to be implemented by deposit-taking institutions (i.e., banks). The proposed provision is as follows:<\/p>\n\n\n<p style=\"padding-left: 40px;\"><em>9.2.1 Except in prescribed circumstances, every entity referred to in paragraph 5(a), (b), (d), (e), (e.1), (f), or (l) is prohibited from accepting cash deposits into an account from a depositor who is not the holder of the account or authorized to give instructions on the account.<\/em><\/p>\n\n\n<p>This means that a bank will be required to refuse any attempted deposit by an individual who has not been explicitly authorized to make any cash deposits (regardless of the amount) into the account of a charity or non-profit. This includes donors as well as employees or volunteers who have not been pre-authorized. For clarity, this restriction will not apply to non-cash deposits (e.g., payments by wire transfers, e-transfer, etc.).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Concluding thoughts<\/h2>\n\n\n\n<p>While the anti-money laundering policy justification for these proposed measures is clear, many charities and non-profits will face the added administrative burden of ensuring they do not break the law when accepting certain donations. This is especially true for charities and non-profits that customarily collect cash donations from various donors without necessarily verifying the source of each donation. If and when these measures come into effect, charities and non-profits will also need to ensure that bank authorization is provided to any individual or entity that may make cash deposits into their bank accounts.&nbsp;<\/p>\n\n\n\n<p>Our <a href=\"https:\/\/www.millerthomson.com\/en\/expertise\/tax\/charities-not-for-profit\/\">Charities and Not-for-Profit Group<\/a><strong> <\/strong>is actively monitoring Bill C-2\u2019s progress through the legislative process and its potential impact on fundraising, banking practices, and organizational compliance. Connect with a member of our team to assess your current practices, understand your obligations, and develop a compliance strategy tailored to your mission.<\/p>\n\n\n\n<p>On October 8, 2025, the Government of Canada announced developments relevant to the subject matter of this article. For more details,<a href=\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/ban-on-large-cash-donations-not-included-in-bill-c-12-but-still-included-in-bill-c-2\/\"> read our update here.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Update: On November 4, 2025, the Government of Canada tabled the 2025 Federal Budget, which confirms the Government\u2019s intention to extend anti-money laundering prohibitions to donations. Please refer to our special 2025 Federal Budget issue for more details. Proposed amendments to federal anti-money laundering legislation could soon change how charities and non-profits receive and manage [&hellip;]<\/p>\n","protected":false},"author":122,"featured_media":13566,"parent":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[535],"insight-format":[416],"class_list":["post-38966","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-social-impact"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Proposed new federal rules may ban large cash donations: What charities and non-profits need to know | Miller Thomson<\/title>\n<meta name=\"description\" content=\"Proposed amendments under Bill C-2 could restrict how charities and non-profits accept cash donations and bank deposits. Learn about the $10,000 cash limit, third-party deposit restrictions, and compliance steps organizations should take as Parliament considers these anti-money laundering reforms.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Proposed new federal rules may ban large cash donations: What charities and non-profits need to know | Miller Thomson\" \/>\n<meta property=\"og:description\" content=\"Proposed amendments under Bill C-2 could restrict how charities and non-profits accept cash donations and bank deposits. Learn about the $10,000 cash limit, third-party deposit restrictions, and compliance steps organizations should take as Parliament considers these anti-money laundering reforms.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/\" \/>\n<meta property=\"og:site_name\" content=\"Miller Thomson\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/MillerThomsonLaw\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-26T14:00:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-10T15:58:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Industries_Charity-NonProfit_Featured.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1098\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Sebastian Vives\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@millerthomson\" \/>\n<meta name=\"twitter:site\" content=\"@millerthomson\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Sebastian Vives\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/\"},\"author\":{\"name\":\"Sebastian Vives\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/#\/schema\/person\/be05481ca4ee617c24b33993ade4c881\"},\"headline\":\"Proposed new federal rules may ban large cash donations: What charities and non-profits need to know\",\"datePublished\":\"2025-09-26T14:00:03+00:00\",\"dateModified\":\"2025-12-10T15:58:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/\"},\"wordCount\":934,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Industries_Charity-NonProfit_Featured.jpg\",\"articleSection\":[\"Social Impact\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#respond\"]}]},{\"@type\":[\"WebPage\",\"ItemPage\"],\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/\",\"url\":\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/\",\"name\":\"Proposed new federal rules may ban large cash donations: What charities and non-profits need to know | Miller Thomson\",\"isPartOf\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Industries_Charity-NonProfit_Featured.jpg\",\"datePublished\":\"2025-09-26T14:00:03+00:00\",\"dateModified\":\"2025-12-10T15:58:46+00:00\",\"description\":\"Proposed amendments under Bill C-2 could restrict how charities and non-profits accept cash donations and bank deposits. Learn about the $10,000 cash limit, third-party deposit restrictions, and compliance steps organizations should take as Parliament considers these anti-money laundering reforms.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#primaryimage\",\"url\":\"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Industries_Charity-NonProfit_Featured.jpg\",\"contentUrl\":\"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Industries_Charity-NonProfit_Featured.jpg\",\"width\":1920,\"height\":1098,\"caption\":\"group of people extending their hands into the centre of a circle\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.millerthomson.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Proposed new federal rules may ban large cash donations: What charities and non-profits need to know\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/#website\",\"url\":\"https:\/\/www.millerthomson.com\/en\/\",\"name\":\"Miller Thomson\",\"description\":\"National law firm providing business law expertise and litigation and disputes services for businesses across Canada since 1957.\",\"publisher\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.millerthomson.com\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/#organization\",\"name\":\"Miller Thomson\",\"url\":\"https:\/\/www.millerthomson.com\/en\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/miller-thomson.svg\",\"contentUrl\":\"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/miller-thomson.svg\",\"width\":380,\"height\":50,\"caption\":\"Miller Thomson\"},\"image\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/MillerThomsonLaw\/\",\"https:\/\/x.com\/millerthomson\",\"https:\/\/www.linkedin.com\/company\/miller-thomson-llp\/\",\"https:\/\/www.youtube.com\/@millerthomson\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/#\/schema\/person\/be05481ca4ee617c24b33993ade4c881\",\"name\":\"Sebastian Vives\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/9c50194d3d05da0f277cc6ce0c163d04a4150aed35e0d008c0cba4866c37cc31?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/9c50194d3d05da0f277cc6ce0c163d04a4150aed35e0d008c0cba4866c37cc31?s=96&d=mm&r=g\",\"caption\":\"Sebastian Vives\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Proposed new federal rules may ban large cash donations: What charities and non-profits need to know | Miller Thomson","description":"Proposed amendments under Bill C-2 could restrict how charities and non-profits accept cash donations and bank deposits. Learn about the $10,000 cash limit, third-party deposit restrictions, and compliance steps organizations should take as Parliament considers these anti-money laundering reforms.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/","og_locale":"en_US","og_type":"article","og_title":"Proposed new federal rules may ban large cash donations: What charities and non-profits need to know | Miller Thomson","og_description":"Proposed amendments under Bill C-2 could restrict how charities and non-profits accept cash donations and bank deposits. Learn about the $10,000 cash limit, third-party deposit restrictions, and compliance steps organizations should take as Parliament considers these anti-money laundering reforms.","og_url":"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/","og_site_name":"Miller Thomson","article_publisher":"https:\/\/www.facebook.com\/MillerThomsonLaw\/","article_published_time":"2025-09-26T14:00:03+00:00","article_modified_time":"2025-12-10T15:58:46+00:00","og_image":[{"width":1920,"height":1098,"url":"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Industries_Charity-NonProfit_Featured.jpg","type":"image\/jpeg"}],"author":"Sebastian Vives","twitter_card":"summary_large_image","twitter_creator":"@millerthomson","twitter_site":"@millerthomson","twitter_misc":{"Written by":"Sebastian Vives","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#article","isPartOf":{"@id":"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/"},"author":{"name":"Sebastian Vives","@id":"https:\/\/www.millerthomson.com\/en\/#\/schema\/person\/be05481ca4ee617c24b33993ade4c881"},"headline":"Proposed new federal rules may ban large cash donations: What charities and non-profits need to know","datePublished":"2025-09-26T14:00:03+00:00","dateModified":"2025-12-10T15:58:46+00:00","mainEntityOfPage":{"@id":"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/"},"wordCount":934,"commentCount":0,"publisher":{"@id":"https:\/\/www.millerthomson.com\/en\/#organization"},"image":{"@id":"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#primaryimage"},"thumbnailUrl":"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Industries_Charity-NonProfit_Featured.jpg","articleSection":["Social Impact"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#respond"]}]},{"@type":["WebPage","ItemPage"],"@id":"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/","url":"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/","name":"Proposed new federal rules may ban large cash donations: What charities and non-profits need to know | Miller Thomson","isPartOf":{"@id":"https:\/\/www.millerthomson.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#primaryimage"},"image":{"@id":"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#primaryimage"},"thumbnailUrl":"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Industries_Charity-NonProfit_Featured.jpg","datePublished":"2025-09-26T14:00:03+00:00","dateModified":"2025-12-10T15:58:46+00:00","description":"Proposed amendments under Bill C-2 could restrict how charities and non-profits accept cash donations and bank deposits. Learn about the $10,000 cash limit, third-party deposit restrictions, and compliance steps organizations should take as Parliament considers these anti-money laundering reforms.","breadcrumb":{"@id":"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#primaryimage","url":"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Industries_Charity-NonProfit_Featured.jpg","contentUrl":"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Industries_Charity-NonProfit_Featured.jpg","width":1920,"height":1098,"caption":"group of people extending their hands into the centre of a circle"},{"@type":"BreadcrumbList","@id":"https:\/\/www.millerthomson.com\/en\/insights\/social-impact\/proposed-new-federal-rules-may-ban-large-cash-donations-what-charities-and-non-profits-need-to-know\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.millerthomson.com\/en\/"},{"@type":"ListItem","position":2,"name":"Proposed new federal rules may ban large cash donations: What charities and non-profits need to know"}]},{"@type":"WebSite","@id":"https:\/\/www.millerthomson.com\/en\/#website","url":"https:\/\/www.millerthomson.com\/en\/","name":"Miller Thomson","description":"National law firm providing business law expertise and litigation and disputes services for businesses across Canada since 1957.","publisher":{"@id":"https:\/\/www.millerthomson.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.millerthomson.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.millerthomson.com\/en\/#organization","name":"Miller Thomson","url":"https:\/\/www.millerthomson.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.millerthomson.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/miller-thomson.svg","contentUrl":"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/miller-thomson.svg","width":380,"height":50,"caption":"Miller Thomson"},"image":{"@id":"https:\/\/www.millerthomson.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/MillerThomsonLaw\/","https:\/\/x.com\/millerthomson","https:\/\/www.linkedin.com\/company\/miller-thomson-llp\/","https:\/\/www.youtube.com\/@millerthomson"]},{"@type":"Person","@id":"https:\/\/www.millerthomson.com\/en\/#\/schema\/person\/be05481ca4ee617c24b33993ade4c881","name":"Sebastian Vives","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.millerthomson.com\/en\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/9c50194d3d05da0f277cc6ce0c163d04a4150aed35e0d008c0cba4866c37cc31?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9c50194d3d05da0f277cc6ce0c163d04a4150aed35e0d008c0cba4866c37cc31?s=96&d=mm&r=g","caption":"Sebastian Vives"}}]}},"_links":{"self":[{"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/posts\/38966","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/users\/122"}],"replies":[{"embeddable":true,"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/comments?post=38966"}],"version-history":[{"count":0,"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/posts\/38966\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/media\/13566"}],"wp:attachment":[{"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/media?parent=38966"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/categories?post=38966"},{"taxonomy":"insight-format","embeddable":true,"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/insight-format?post=38966"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}