{"id":24367,"date":"2024-12-19T09:18:38","date_gmt":"2024-12-19T14:18:38","guid":{"rendered":"https:\/\/www.millerthomson.com\/?p=24367"},"modified":"2025-07-11T12:26:46","modified_gmt":"2025-07-11T16:26:46","slug":"financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending","status":"publish","type":"post","link":"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/","title":{"rendered":"The Financial Protection for Fresh Fruit and Vegetable Farmers Act<\/i> \u2013 A new trust mechanism in the produce industry and its implications for lending"},"content":{"rendered":"\n

In July 2023, we published a newsletter detailing proposed legislative changes<\/a> affecting suppliers of agricultural products and lenders working with borrowers in the agricultural supply chain. On December 12, 2024, these changes became law with the enactment of Canada\u2019s Bill C-280, officially titled the Financial Protection for Fresh Fruit and Vegetable Farmers Act<\/em> (the \u201cFinancial Protection Act\u201d).<\/p>\n\n\n\n

The Financial Protection Act introduces significant protections for suppliers of perishable food items by amending the Bankruptcy and Insolvency Act<\/em> and the Companies\u2019 Creditors Arrangement Act<\/em>, namely by:<\/p>\n\n\n\n

    \n
  1. establishing a superpriority deemed trust in favor of suppliers to secure payment for perishable products supplied to a purchaser in cases of insolvency, receivership, or a court-approved compromise or arrangement; and<\/li>\n\n\n\n
  2. broadening the definitions of \u201cperishable fruits or vegetables\u201d to include repackaged or processed goods, provided the nature of the items remains unchanged, and of \u201cproceeds of sale\u201d to encompass proceeds from the sale of perishable goods, whether such proceeds are held in a separate account or mixed with other funds, thus extending the scope of protection to receivables as well.<\/li>\n<\/ol>\n\n\n\n

    Under the new framework, \u201cperishable fruits or vegetables\u201d and \u201cproceeds of sale\u201d are deemed to be held in trust by the purchaser for the supplier when the supplier includes a notice in the invoice, or gives notice within 30 days of the purchaser receiving the goods, informing the purchaser of their intent to claim beneficial ownership in case of bankruptcy or receivership, the purchaser has 30 days or less to pay the full balance owed, and the purchaser, trustee, or receiver fails to pay the balance when due according to the invoice.<\/p>\n\n\n\n

    For lenders, the introduction of this superpriority deemed trust represents a significant shift in risk when providing financing to businesses in the agricultural or produce sectors. By granting suppliers a higher-ranking claim on the same inventory or proceeds, the trust ensures that suppliers are paid before secured lenders in the event of borrower default. This reduces the value of the lender\u2019s collateral and limits their ability to extend financing, ultimately limiting access to credit essential for business operations within the broader perishable goods supply chain and creating more uncertainty in extending such credit.<\/p>\n\n\n\n

    In short, these changes will impact loan structuring and risk assessments for companies within the agricultural supply chain, as well as for lenders seeking to engage with them. Lenders may respond by tightening credit terms, increasing interest rates, or reducing loan availability to account for the heightened risk. Ultimately, while the Financial Protection Act strengthens the financial security of fresh produce suppliers by securing their claims in insolvency scenarios, it also presents new challenges for lenders, who may adjust their credit terms in response.<\/p>\n\n\n\n

    Should you have any questions or concerns, please feel free to reach out to a member of Miller Thomson\u2019s Financial Services<\/a> group.<\/p>\n","protected":false},"excerpt":{"rendered":"

    In July 2023, we published a newsletter detailing proposed legislative changes affecting suppliers of agricultural products and lenders working with borrowers in the agricultural supply chain. On December 12, 2024, these changes became law with the enactment of Canada\u2019s Bill C-280, officially titled the Financial Protection for Fresh Fruit and Vegetable Farmers Act (the \u201cFinancial […]<\/p>\n","protected":false},"author":86,"featured_media":14357,"parent":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[554],"insight-format":[416],"class_list":["post-24367","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-financial-services"],"acf":[],"yoast_head":"\nThe Financial Protection for Fresh Fruit and Vegetable Farmers Act \u2013 A new trust mechanism in the produce industry and its implications for lending | Miller Thomson<\/title>\n<meta name=\"description\" content=\"The Financial Protection for Fresh Fruit and Vegetable Farmers Act protects suppliers in insolvency while shifting risks for lenders.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Financial Protection for Fresh Fruit and Vegetable Farmers Act \u2013 A new trust mechanism in the produce industry and its implications for lending | Miller Thomson\" \/>\n<meta property=\"og:description\" content=\"The Financial Protection for Fresh Fruit and Vegetable Farmers Act protects suppliers in insolvency while shifting risks for lenders.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/\" \/>\n<meta property=\"og:site_name\" content=\"Miller Thomson\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/MillerThomsonLaw\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-12-19T14:18:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-07-11T16:26:46+00:00\" \/>\n<meta name=\"author\" content=\"Nyeisha Murray\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Insights_Financial-services_Post-Image.jpg\" \/>\n<meta name=\"twitter:creator\" content=\"@millerthomson\" \/>\n<meta name=\"twitter:site\" content=\"@millerthomson\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nyeisha Murray\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/\"},\"author\":{\"name\":\"Nyeisha Murray\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/#\/schema\/person\/8c49b710501a2ba22438ca72fb0c0c85\"},\"headline\":\"The Financial Protection for Fresh Fruit and Vegetable Farmers Act \u2013 A new trust mechanism in the produce industry and its implications for lending\",\"datePublished\":\"2024-12-19T14:18:38+00:00\",\"dateModified\":\"2025-07-11T16:26:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/\"},\"wordCount\":488,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Insights_Financial-services_Post-Image.jpg\",\"articleSection\":[\"Financial Services\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#respond\"]}]},{\"@type\":[\"WebPage\",\"ItemPage\"],\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/\",\"url\":\"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/\",\"name\":\"The Financial Protection for Fresh Fruit and Vegetable Farmers Act \u2013 A new trust mechanism in the produce industry and its implications for lending | Miller Thomson\",\"isPartOf\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Insights_Financial-services_Post-Image.jpg\",\"datePublished\":\"2024-12-19T14:18:38+00:00\",\"dateModified\":\"2025-07-11T16:26:46+00:00\",\"description\":\"The Financial Protection for Fresh Fruit and Vegetable Farmers Act protects suppliers in insolvency while shifting risks for lenders.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#primaryimage\",\"url\":\"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Insights_Financial-services_Post-Image.jpg\",\"contentUrl\":\"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Insights_Financial-services_Post-Image.jpg\",\"width\":1776,\"height\":994},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.millerthomson.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The Financial Protection for Fresh Fruit and Vegetable Farmers Act \u2013 A new trust mechanism in the produce industry and its implications for lending\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/#website\",\"url\":\"https:\/\/www.millerthomson.com\/en\/\",\"name\":\"Miller Thomson\",\"description\":\"National law firm providing business law expertise and litigation and disputes services for businesses across Canada since 1957.\",\"publisher\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.millerthomson.com\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/#organization\",\"name\":\"Miller Thomson\",\"url\":\"https:\/\/www.millerthomson.com\/en\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/miller-thomson.svg\",\"contentUrl\":\"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/miller-thomson.svg\",\"width\":380,\"height\":50,\"caption\":\"Miller Thomson\"},\"image\":{\"@id\":\"https:\/\/www.millerthomson.com\/en\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/MillerThomsonLaw\/\",\"https:\/\/x.com\/millerthomson\",\"https:\/\/www.linkedin.com\/company\/miller-thomson-llp\/\",\"https:\/\/www.youtube.com\/@millerthomson\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/#\/schema\/person\/8c49b710501a2ba22438ca72fb0c0c85\",\"name\":\"Nyeisha Murray\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.millerthomson.com\/en\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ec01113c3c7208ac683f05f5b7f25e187ddf5deabc82d0d9e12aeca8d3b9c851?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ec01113c3c7208ac683f05f5b7f25e187ddf5deabc82d0d9e12aeca8d3b9c851?s=96&d=mm&r=g\",\"caption\":\"Nyeisha Murray\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"The Financial Protection for Fresh Fruit and Vegetable Farmers Act \u2013 A new trust mechanism in the produce industry and its implications for lending | Miller Thomson","description":"The Financial Protection for Fresh Fruit and Vegetable Farmers Act protects suppliers in insolvency while shifting risks for lenders.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/","og_locale":"en_US","og_type":"article","og_title":"The Financial Protection for Fresh Fruit and Vegetable Farmers Act \u2013 A new trust mechanism in the produce industry and its implications for lending | Miller Thomson","og_description":"The Financial Protection for Fresh Fruit and Vegetable Farmers Act protects suppliers in insolvency while shifting risks for lenders.","og_url":"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/","og_site_name":"Miller Thomson","article_publisher":"https:\/\/www.facebook.com\/MillerThomsonLaw\/","article_published_time":"2024-12-19T14:18:38+00:00","article_modified_time":"2025-07-11T16:26:46+00:00","author":"Nyeisha Murray","twitter_card":"summary_large_image","twitter_image":"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Insights_Financial-services_Post-Image.jpg","twitter_creator":"@millerthomson","twitter_site":"@millerthomson","twitter_misc":{"Written by":"Nyeisha Murray","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#article","isPartOf":{"@id":"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/"},"author":{"name":"Nyeisha Murray","@id":"https:\/\/www.millerthomson.com\/en\/#\/schema\/person\/8c49b710501a2ba22438ca72fb0c0c85"},"headline":"The Financial Protection for Fresh Fruit and Vegetable Farmers Act \u2013 A new trust mechanism in the produce industry and its implications for lending","datePublished":"2024-12-19T14:18:38+00:00","dateModified":"2025-07-11T16:26:46+00:00","mainEntityOfPage":{"@id":"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/"},"wordCount":488,"commentCount":0,"publisher":{"@id":"https:\/\/www.millerthomson.com\/en\/#organization"},"image":{"@id":"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#primaryimage"},"thumbnailUrl":"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Insights_Financial-services_Post-Image.jpg","articleSection":["Financial Services"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#respond"]}]},{"@type":["WebPage","ItemPage"],"@id":"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/","url":"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/","name":"The Financial Protection for Fresh Fruit and Vegetable Farmers Act \u2013 A new trust mechanism in the produce industry and its implications for lending | Miller Thomson","isPartOf":{"@id":"https:\/\/www.millerthomson.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#primaryimage"},"image":{"@id":"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#primaryimage"},"thumbnailUrl":"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Insights_Financial-services_Post-Image.jpg","datePublished":"2024-12-19T14:18:38+00:00","dateModified":"2025-07-11T16:26:46+00:00","description":"The Financial Protection for Fresh Fruit and Vegetable Farmers Act protects suppliers in insolvency while shifting risks for lenders.","breadcrumb":{"@id":"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#primaryimage","url":"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Insights_Financial-services_Post-Image.jpg","contentUrl":"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/Insights_Financial-services_Post-Image.jpg","width":1776,"height":994},{"@type":"BreadcrumbList","@id":"https:\/\/www.millerthomson.com\/en\/insights\/financial-services\/financial-protection-for-fresh-fruit-and-vegetable-farmers-act-new-trust-mechanism-in-the-produce-industry-its-implications-for-lending\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.millerthomson.com\/en\/"},{"@type":"ListItem","position":2,"name":"The Financial Protection for Fresh Fruit and Vegetable Farmers Act \u2013 A new trust mechanism in the produce industry and its implications for lending"}]},{"@type":"WebSite","@id":"https:\/\/www.millerthomson.com\/en\/#website","url":"https:\/\/www.millerthomson.com\/en\/","name":"Miller Thomson","description":"National law firm providing business law expertise and litigation and disputes services for businesses across Canada since 1957.","publisher":{"@id":"https:\/\/www.millerthomson.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.millerthomson.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.millerthomson.com\/en\/#organization","name":"Miller Thomson","url":"https:\/\/www.millerthomson.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.millerthomson.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/miller-thomson.svg","contentUrl":"https:\/\/www.millerthomson.com\/wp-content\/uploads\/2024\/10\/miller-thomson.svg","width":380,"height":50,"caption":"Miller Thomson"},"image":{"@id":"https:\/\/www.millerthomson.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/MillerThomsonLaw\/","https:\/\/x.com\/millerthomson","https:\/\/www.linkedin.com\/company\/miller-thomson-llp\/","https:\/\/www.youtube.com\/@millerthomson"]},{"@type":"Person","@id":"https:\/\/www.millerthomson.com\/en\/#\/schema\/person\/8c49b710501a2ba22438ca72fb0c0c85","name":"Nyeisha Murray","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.millerthomson.com\/en\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/ec01113c3c7208ac683f05f5b7f25e187ddf5deabc82d0d9e12aeca8d3b9c851?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ec01113c3c7208ac683f05f5b7f25e187ddf5deabc82d0d9e12aeca8d3b9c851?s=96&d=mm&r=g","caption":"Nyeisha Murray"}}]}},"_links":{"self":[{"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/posts\/24367","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/users\/86"}],"replies":[{"embeddable":true,"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/comments?post=24367"}],"version-history":[{"count":0,"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/posts\/24367\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/media\/14357"}],"wp:attachment":[{"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/media?parent=24367"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/categories?post=24367"},{"taxonomy":"insight-format","embeddable":true,"href":"https:\/\/www.millerthomson.com\/en\/wp-json\/wp\/v2\/insight-format?post=24367"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}