Sean McGarry

Associate | Toronto


Portrait of Sean McGarry

When Is It “Appropriate” to Sue an Insurer?

The Ontario Court of Appeal recently ruled on the application of limitation periods in actions against insurers. In Nasr Hospitality Services Inc. v. Intact Insurance[1] the principal of the plaintiff corporation, Mr. Nasr, discovered water damage on the premises of...


Other Automobile Insurance Policies May Respond Before Umbrella Policies

The Ontario Court of Appeal has recently determined the priority of insurance policies when insurers structure their policies to include low limits on a primary policy and larger limits on an umbrella liability policy. In Benson v. Walt,[1] Paul Robert...


Improper Excluded Driver Forms Can Still Be Enforceable

The Ontario Court of Appeal, in Royal & Sun Alliance Insurance Company of Canada v. Intact Insurance Company (“RSA v. Intact”)[1], recently addressed the manner in which the OPCF 28A excluded driver form may be issued by the insurer. In...