Profile
Tom Tower is a corporate lawyer and partner in the Toronto office of Miller Thomson and Co-Chair of the Financial Services & Insolvency Group. Tom has a broad range of experience in corporate and commercial law with an emphasis on commercial financings and private business transactions.
In the area of commercial financings, he represents banks and other commercial lenders and borrowers in secured and unsecured lending transactions, both syndicated and single lender, and in both domestic and cross-border transactions. The types of financings vary and include financing of day-to-day operations, acquisition financing, asset based lending, wholesale automotive financing and acting for lenders and borrowers in the context of special loans. Tom is also experienced in acting for lenders and borrowers in the enforcement of security and commercial reorganizations, receiverships and bankruptcy of borrowers.
In the area of private business transactions, Tom has experience in acquisitions and divestitures of privately held businesses and corporate reorganizations. He is also experienced in advising clients with respect to general business law matters and the drafting of commercial agreements.
Tom is sensitive to a client's desire to fulfill its business objectives in a cost effective and efficient way and the need to ensure continued communication with clients to maintain an understanding of their needs in relation to the actions he undertakes.
Education
- LL.B., University of Windsor, 1997
- Hons. Bachelor of Commerce, University of Windsor, 1990
Professional Achievements
- Designated as a "Specialist in the Trust Industry" by the Trust Companies Institute
Directorships
- Former National Secretary and member of the board of directors, Unicef Canada
Memberships
- Member, Canadian Bar Association
- Former Member, Ontario Bar Association, Consumer Law Committee
Other Editorial Contributions
- National Editor, Miller Thomson LLP Financial Services & Insolvency Newsletter
Publications
- Ask The Expert: "What are the Challenges and Opportunities Emerging from Today’s Economic Reality?", Toronto Board of Trade Magazine "On Board", 2009
- Navigating Credit & Insolvency Issues - The Importance of Being Pro-Active, Charities and Not-for-Profit Newsletter, April 2009
- Business Laws of Canada, West (a Thomson Reuters business), 2009
- SCC Decides That A Fishing Licence Constitutes "Property" Under the BIA and "Personal Property" Under the Nova Scotia PPSA, Financial Services & Insolvency Newsletter, October 2008
- Financing the Purchase of a Privately Held Business, Advanced Corporate Business Transactions, 2006
Industry Expertise
Key Practice Expertise
Year of Call
- Ontario Bar, 1999